Category: Home Insurance

If you are in the market for home insurance, consider these tips in order to avoid the usual mistakes that homeowners commit: Small dwelling limit. With today’s rising prices and worsening economic crisis, you may get a dwelling limit that is too small. When the time comes that it’s time to rebuild your home, you…

Home insurance makes you feel secured with your belongings. Once your possessions get damaged or stolen, it is time for you to decide whether to file for an insurance claim or not. However, this process is not easy. It requires a lot of paperwork, visit with some insurance adjusters, estimates, deductibles, and more. You have…

A lot of landlords are unaware of what their home insurance covers and are shocked to find out that they are actually underinsured. It is important to be aware of the real value of the insurance cover because even if home prices are low, rebuilding costs are quite high. Usually, the value of rebuilding a…

Homeowners in Texas may get home insurance relief and other property tax cuts as Senate finally considers Texas legislature which tackle these concerns – two of the biggest expenses of homeowners. Around two years ago, lawmakers were hesitant to tackle real estate issues like high home insurance rates and runaway property appraisals. However, with the…

State Farm’s arm in Florida says that it has to get out of home insurance business in the said state. Citing weakening finances, the company said in an official statement, that it was not able to get approval for the adequate home insurance rates. However, the company still plans to keep auto insurance while other…

There is a lot of available cheap home insurance, you just need to know how to effectively spot them. And where could you spot them? Online! Try to visit an insurance comparison website and you will find just what you are looking for. What does an insurance comparison website offer? First, if you want to…

Home insurance cover protects your personal possessions or from damage and theft. How are personal properties insured? New for old This replaces a stolen property with a new identical item or a newer model with the same specs when older model is unavailable. However, not all are replaceable ‘new for old’ such as antiques or…

Homeowners who are planning to do some home improvement work are making themselves vulnerable to financial risks if they do not buy home insurance. According to Independent Insurance Agents of America based in Washington, D.C., home improvement increases the market value of your property. Therefore additional home insurance coverage is needed during and after improvement…

Home insurance protects your home and personal property in case of disasters like fire, lightning, hurricane, hail, explosion, riot, air craft crash, smoke, vandalism, theft and even volcanic eruption. Insure your stuff using your property’s replacement value and not its market value nor its depreciated value. Then ask your home insurance agent for additional coverage…

Owning a dream home entails not only the beautification of the place but homeowners should also consider the importance of putting adequate security in the home. Securing the home includes physical security as well as home and contents insurance. Statistics show that one out of every six homes is burglarized. The Federal Bureau of Investigation…