Category: Home Insurance

Have you checked your homeowners insurance policy lately? If not, then it is time to review it and check if the amount written in the document is adequate to cover the total cost of rebuilding your home if it is destroyed by fire, flood, windstorm or any other catastrophe that can happen in your area.…

If you live in the coastal regions of the U.S., you probably have witnessed the fury of storms, tornadoes, thunderstorms, floods and landslides during the hurricane season. Surely, you understand the importance of preparing for the next season. During the cyclone season, aside from the preservation of one’s own life and the lives of family…

People love barbecue. People love it so much that almost 80 percent of homes own a barbecue appliance. According to the Hearth, Patio and Barbecue Association (HPBA), 60 percent of these households use their barbecue all year round. Despite the sumptuous meals and awesome-smelling, barbecued meats or fish grilled to perfection by charcoal or gas-fired…

Whether consumers, policy holders, professionals and insurance agents, perpetrate fraud through deliberate misrepresentation, American consumers suffer the negative impact these crimes bring. The National Insurance Crime Bureau (NICB) has listed a $30 billion loss for households each year due to insurance fraud, which includes home insurance. Fraud can occur at various levels during the transaction…

Families that are eagerly waiting for summer, expecting a great getaway and bonding experience with family members and friends, too often neglect precautionary measures to protect their homes while they are away. This protection includes physically protecting the house from burglars and disasters, as well as providing added holiday home insurance for their properties. A…

One of the most important aspects in buying a home, whether your purchasing a newly constructed house or buying a previously foreclosed property, is the need to get a home insurance. However, some first time homebuyers overlook this important aspect then proceed with transactions for the house. Most would just go for the home insurance…

Rental homes differ from standard family-owned homes not only on the occupants but also on the type of home insurance the owners get that is applicable for their properties. A standard home insurance policy has basic features that are not suitable for a rental home, as the owners need to consider a second party renting…

Home insurance, sometimes called home owner insurance, is a type of property insurance that covers private properties and provides personal insurance protections such as losses to one’s home and its contents. A home insurance policy coverage has four types, namely coverage for loss of or damage on the structure of the house, personal belongings of…

Home insurance companies offer different types of coverage to make the homeowners feel secured with their house and there are also other kinds of insurance to cover other assets not protected by home insurance policies. These are very beneficial and will free everyone of any inconvenience it may have at a later time. Home Insurance…

Is home insurance a necessity? Yes. A home is one of the most important and most expensive possessions of any individual. Protecting one’s investment in it from fire, theft and other disasters using home insurance coverage is essential. Additionally, choosing the right home insurance policy is also a must. One needs to know that not…